Budget Buddy

Privacy Policy

1. Information We Collect

We collect information you provide directly: your name, email address, and account credentials. When you connect a bank account through Plaid, we receive transaction data, account balances, and institution details. We also collect device identifiers and usage analytics to improve the app.

2. How We Use Your Information

We use your data to provide and improve Tally's budgeting features, sync your bank transactions, generate spending insights, and communicate important account updates. Your financial data is used solely to power the features you use within the app.

3. Data Storage & Security

Your data is encrypted in transit (TLS) and at rest. Authentication tokens are stored securely in the iOS Keychain. Bank connections are handled through Plaid, a certified financial data provider. We do not store your bank login credentials.

4. Third-Party Services

We use the following third-party services: Plaid (bank data aggregation), Apple StoreKit (subscriptions), and Google Sign-In (authentication). Each service has its own privacy policy governing data use. We do not sell your personal or financial data to any third party.

5. Data Retention & Deletion

We retain your data for as long as your account is active. You may request deletion of your account and all associated data at any time by contacting us. Upon account deletion, your data is permanently removed from our servers within 30 days.

6. Children's Privacy

Tally is not intended for users under 13 years of age. We do not knowingly collect personal information from children. If you believe a child has provided us with personal data, please contact us and we will promptly delete it.

7. Your Rights

You have the right to access, correct, or delete your personal data. You may export your transaction data from within the app at any time. You may disconnect bank accounts and revoke data access through the app settings.

8. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of material changes through the app or via email. Your continued use of Tally after such changes constitutes acceptance of the updated policy.

9. Contact

For privacy-related inquiries, please contact us at support@tallyapp.io.

Last updated: March 31, 2026